Meeting Location

In Person

155 N Lake Ave 11th floor, Pasadena, CA 91101


About the Moderator 

image of Howard Raff

Howard is an Independent Financial Advisor with Diversified Securities, Inc. He helps people accumulate money during their working years to provide reliable income upon Retirement. His focus areas include:

Qualified Small Business Retirement Plans: providing Business owners with significant tax deductions and tax deferred growth through Defined Benefit, Profit Sharing and 401(k) Plans. Alternative Investments: including Publicly Registered, Non-Traded REITs; Business Development Companies, which allow clients access to investment in Private Debt; Oil and Gas Exploration, which provide significant current year Tax Deductions.

Protected Retirement Income: Predictable Lifetime Income in Retirement provided through Annuities and Life Insurance. Background: Howard is in his thirty-third year as a Business owner. Prior to his current thirteen year career as a financial advisor, he was a Podiatrist in Private Practice in the San Gabriel Valley for twenty years. He has lived in the same house in Altadena for twenty-five years. He is married to Linella and has a daughter, Micaela, age 17.

Community Involvement: He has been an active Rotarian for thirty-one years, having served as President of two Rotary Clubs, Pasadena and Covina-Sunrise.

He has been involved with the Cancer Support Community Pasadena for twelve years, having served as President and now serving on the Advisory Board and Planned Giving Committee.

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